Upcoming Scheduled Mortgage Foreclosures

Mortgage foreclosures sales are held every Wednesday starting at 11:00 a.m. and are held inside the front door of the Minnehaha County Courthouse, 425 N. Dakota Avenue. Current listings are as follows:

Mortgage Foreclosure Results

Wednesday, May 14, 2008

11:00
Civ. # 06-2434 Commonwealth Land Title (hagen,wilka…) vs Beverly J Hubers, 200 W. Holly Boulevard., Brandon, SD; Jdgmt amount of $50,142.92

11:05
Civ. # 07-5385 Wells Fargo Financial SD (mackoff kellogg) vs John & Marica Leichtman, 707 S. 3rd Ave., SFSD 57104; Jdgmt amount of $84,169.98

11:10
Civ. # 07-5256 Wells Fargo Bank (mackoff kellogg) vs Karla M Kouf (decease); 308 W. 5th St., Hartford, SD 57033; Jdgmt amount of $157,337.51

11:15
Civ. # 07-2800 HSBC Bank (mackoff kellogg) vs Shawn R Mitchell, 4105 South Arden Ave., SFSD 57103; Jdgmt amount of $152,877.90
11:20
Civ. # 07-0189 Mortgage Electronic Reg. Systems (breit law office) vs Jolene Halstenson, 405 S. Omaha, SFSD 57103; Jdgmt amount of $87,159.47

11:25
Civ. # 08-0644 Wells Fargo Bank (mackoff kellogg) vs Hillary Dupic, 204 S. Garfield Ave., SFSD 57104; Jdgmt amount of $77,900.99

11:30
Civ. # 07-2527 SD Housing Development Authority vs Jodi A & Michael A Schneider, 728 Executive Ave., Crooks, SD; Jdgmt amount of $123,823.88

11:35
Civ. # 08-0127 SD Housing Development Authority vs Douglas A Schepp, 1401 E. 6th St., SFSD: Jdgmt amount of $89,193.12
11:40
Civ. # 08-0615 SD Housing Development Authority vs Michael J & Lynette Christie, 7023 W. 50th St., SFSD; Jdgmt amount of $127,410.63

Wednesday, May 21, 2008

11:00
Civ. # 08-0453 CitiMortgage, Inc (mackoff kellogg) vs Mark John & Michele Spotanske, 5413 W. 49th St., SFSD 57106; Jdgmt amount of $95,231.16
11:05
Civ. # 08-0156 CitiMortgage, Inc (mackoff kellogg) vs Josephus Smith, 628 W. 13th St., SFSD 57104; Jdgmt amount of $97,238.38

11:10
Civ. # 08-0904 Mortgage Electronic Registration Systems (breit law office) vs Stephanie & Darren Cole, 5605 W. 56th, SFSD; Jdgmt amount of $160,660.94

11:15
Civ. # 08-0771 Beneficial SD (cadwell, sanford…) vs Eugene L & Delila A Campbell, 1433 N. Main Ave., SFSD; Jdgmt amount of $71,941.29

Wednesday, May 28, 2008

11:00
Civ. # 08-0157 Deutsche Bank (mackoff kellogg) vs Kolby & Afton Johnson, 7705 West Lancaster, SFSD 57106; Jdgmt amount of $195,173.71
11:05
Civ. # 08-0862 Countrywide Home Loans (mackoff kellogg) vs Jerrid J Lawrence, 1500 E. 63rd St. N., SFSD 57104; Jdgmt amount of $139,343.62
11:10
Civ. # 08- 0744 Wells Fargo Bank (mackoff kellogg) vs Becky S. Heggen, 521 N. Needles Dr., Brandon, SD 57005; Jdgmt amount of $7,633.87
11:15
Civ. # 06-3624 Mortgage Electronic Reg Systems (breit law office) vs Olivia Lamb, 1605 S. Wayland, SFSD 57105; Jdgmt amount of $100,473.47
11:20
Civ. # 07-0157 CitiMortgage Inc (mackoff kellogg) vs Raymond V & Lindsey R Hiles, 908 North Savannah Drive, SFSD 57103; Jdgmt amount of $167,766.66

11:25
Civ. # 07-0345 Wells Fargo Bank (mackoff kellogg) vs Thomas & Andrea Erickson, 2005 South Monticello Drive, SFSD 57106-7278; Jdgmt amount of $218,594.62

11:30
Civ. # 07-4361 Countrywide Home Loans, Incs (mackoff kellogg) vs Patricia A Herman, 921 West 8th St., SFSD 57104; Jdgmt amount of $107,340.96
11:35
Civ. # 07-4600 HSBC Bank (mackoff kellogg) vs Tami Gray, 924 North Dakota Ave., SFSD 57104; Jdgmt amount of $44,371.90

11:40
Civ. # 08-0123 SD Housing Development Authority vs Tim B & Jessi M Coughlin, 3308 N. 9th, SFSD; Jgmt amount of $56,720.94

Wednesday, June 4, 2008

11:00
Civ. # 08-0967 The Bank of New York (mackoff kellogg) vs Robert A & Joan M Turgeon, 46877 265th St., SFSD 57106; Jdgmt amount of $93,287.36

11:05
Civ. # 07-4789 Avelo Mortgage (mackoff kellogg) vs Paul & Jeanette Manseau, 3004 E. 19th St., SFSD 57103; Jdgmt amount of $106,883.44
11:10
Civ. # 08-0873 Wells Fargo Bank (mackoff kellogg) vs Davorka & Ibrahim Keserovic, 802 3rd St. E., SFSD 57103; Jdgmt amount of $53,108.22

Wednesday, June 11, 2008

11:00
Civ. # 08- 0457 Countrywide Home Loans (mackoff kellogg) vs Doug A Fischer, 1324 E. 6th St., SFSD 57103; Jdgmt amount of $112,144.41

11:05
Civ. # 08-0724 Wells Fargo Bank (mackoff kellogg) vs Timothy J & Tami M Chevalier, 909 Oakridge Rd., Dell Rapids, SD 57022; Jdgmt amount of $177,006.91
11:10
Civ. # 08-1034 Wells Fargo Bank (mackoff kellogg) vs Jeffrey B & Tammy S Jones, 810 E. 3rd St., Dell Rapids, SD 57022; Jdgmt amount of $74,911.00
11:15
Civ. # 08-0969 Washington Mutual Bank (mackoff kellogg) vs Constance M Wernke, 205 S. Needles Ave., Brandon, SD 57005; Jdgmt amount of $118,729.03
11:20
Civ. # 08-0544 Wells Fargo Nat'l Assoc (mackoff kellogg) vs Pam Khampoun Lund, 4313 S. Holbrook Ave., SFSD 57106; Jdgmt amount of $141,631.24
11:25
Civ. # 08-0774 NationalStar Mortgage (mackoff kellogg) vs Leslie W & Brenda C Erikson, 45465 259th St., Humboldt, SD 57035; Jdgmt amount of $81,153.54

Mortgage Foreclosure Results

Minnehaha County Sheriff’s Procedure for Mortgage Foreclosure Sales

The Minnehaha County Sheriff is required by law to conduct foreclosure sales in many instances. The following information is provided to assist you in becoming familiar with such sales. Please see the disclaimer at the bottom of this Procedure for important information.

The person requesting the sale, normally the Plaintiff in a foreclosure action who has obtained a judgment directing sale, should contact the Sheriff's Office to set a time and date for the sale. Sales are normally conducted at 11 a.m. on Wednesday mornings, in the front lobby of the Minnehaha County Courthouse. There will not be sales during any weeks in which Wednesday is a legal holiday.

The person requesting the sale should prepare a notice of sale and take it to the Sheriff's Office for signature, or mail it with a self-addressed postage-prepaid return envelope. (Note: The Sheriff's Office will not be responsible for filing the Notice of Sale with the Clerk of Courts.)

The person requesting the sale should publish the Notice of Sale at least once a week for two successive weeks in a legal newspaper of general circulation in each of the counties where the property is located.

Prior to the sale, parties who are interested in buying at the auction may wish to research the property’s title history. The Sheriff's Office makes no guarantees about the quality of title buyers will receive: and it cannot give legal advice to private citizens.

On date and time of the sale, the Sheriff will begin by reading the Notice of Sale and state that the following conditions will apply to bidding:

The Buyer will take the property subject to all defects, liens and encumbrances. The Sheriff is not responsible for any misrepresentations or omissions as to the existence of any liens or other encumbrances on the property, or about the condition or value of the property.
Payment will only be accepted in the form of cash, cashiers’ checks, or official bank checks.
The Buyer must provide full payment by 3:00 o’clock P.M. the day of the sale.
The Buyer must prepare a Certificate of Sale for the Sheriff to sign upon receiving full payment.

The Sheriff will start the bidding with any mail-in bids, or with an opening bid by the person requesting the sale. NOTE: The Sheriff’s Office is not responsible for mail-in bids that do not reach the person conducting the sale on time. Bidders mail in bids at their own risk)

Upon completion of the bidding. the Sheriff will announce that the bidding is closed: however, the auction will not be closed. If the successful bidder fails to bring a Certificate of Sale and full payment by 3:00 o’clock P.M. on the day of the sale, the second highest bidder (if there is one) will have an opportunity to purchase the property at the last amount she/he bid. Otherwise the person requesting the sale will have to initiate the sale process from the beginning, at his or her own expense. (NOTE: The Sheriff’s fees for sale must be paid for each sale conducted by the Sheriff. If a person requesting the sale is required to pay more than one fee, he or she will have to look to the defaulting buyer for recourse.)

The Sheriff will sign a Certificate of Sale, prepared by the Buyer. This Certificate must contain the following information:

Recital of facts of sale (time, place and name of buyer)
Legal description of property
Amount bid for each parcel
Whole price paid

The Buyer generally must file Certificate of Sale with Register of Deeds of the county where the property is located within 20 days of the sale. Once again, the Sheriff's Office does not file documents with other offices.

The owner's right of redemption (most commonly 180 days) begins on the day after the Certificate of Sale is recorded at the Register of Deeds. If the last day to redeem falls on Saturday, Sunday or legal holiday, the next weekday is considered the last day.

Persons seeking to redeem from foreclosure sales must obtain payoff information from the Buyer who purchased the property at the foreclosure sale. If time permits, the Sheriff's Office may contact the Buyer for a person seeking to redeem in order to confirm a payoff amount; but the Sheriff is not responsible for obtaining the payoff amount. The Sheriff will not sign a Certificate of Redemption until the Buyer has confirmed that the payoff amount is correct. Because of this, persons wishing to redeem might wish to contact the Buyer from the foreclosure sale for payoff information well in advance of the end of the redemption period.

Unless the property has been redeemed, the Sheriff will sign a Deed, prepared by the Buyer, at any time on or after 181 days from the date the Certificate of Sale is recorded at the Register of Deeds.

Disclosure Statement

Please note that this information is provided for the benefit of the public and is not offered as legal advice. Please refer to the published legal Notice of Sale in the newspaper for information regarding the property that is being sold. Any person needing legal advice will need to contact his or her own private attorney. The Sheriff is not responsible for any misrepresentations or omissions, intentional or otherwise, made by any persons, including Sheriff's office employees, as to the state of title, the existence or amounts of liens or encumbrances against the property, the value or condition of the property being sold; or the consequences of a bankruptcy proceeding that might affect the sale.